User Guide for Accessing Loan Information and Online Payments

fsa.usda.gov

3. From the Home page, select the View All Farm Loans link to access your

My Financial Informaon page.

4. Your My Financial Informaon page allows you to navigate your acve

loans, make an online payment, view paid in full loans, and an account

level summary. Using the down arrow under each loan, you can explore

loan details such as principal and interest balances, interest rates,

advances, and payments made on the loan. There is also a link at the

boom of the page to a printer-friendly year-to-date statement which

provides a breakdown of the amount of loan interest on each loan for the

calendar year, as well as ve years of historical informaon.

2. Select LOG IN I SIGN UP from the upper right-hand corner of the screen

to access your farmers.gov account.

2. A Login.gov account. Login.gov is a sign in service that gives people secure

online access to parcipang government programs.

3. Identy vericaon. You can choose to verify your identy online or in-

person at a USDA Service Center.

How to access My Financial Information on Farmers.gov

1. Access farmers.gov from your browser. The recommended browsers to

use are Google Chrome, Mozilla Firefox, or Microso Edge.

Agricultural producers with farm

loans from USDA can now view

informaon on acve and past

loans and make an online payment

through farmers.gov. The Pay My

Loan self-service tool is available

24/7 and makes it easier for

borrowers to make an online

payment, and track loan payment

history and loan advances. The tool

prevents borrowers from having

to mail or drop o a check and

make trips or calls to their USDA

service center.

My Financial Information

The My Financial Informaon page on

the farmers.gov site enables individual

producers to view loans, make an online

payment, view interest payments, loan

history, paid-in-full and restructured loans,

and view account alerts. To access your loan

informaon, follow the instrucons.

What is needed to access My

Financial Information

on Farmers.gov?

Access to the My Financial Informaon

feature is limited to customers who

have a farmers.gov account (Level 2

eAuthencaon). If you do not have an

exisng farmers.gov account, you will need:

1. A USDA individual customer record. A

customer record contains informaon

you have given to USDA to do

business with them, like your name,

address, phone number, and any legal

representave authority relaonships.

and to Make an Online Payment

User Guide for Accessing Loan

Information and Online Payments

USER GUIDE FOR ACCESSING LOAN INFORMATION AND ONLINE PAYMENTS 2

fsa.usda.gov

The Disclaimer can be closed out by clicking

on the “X” in the upper right corner.

Make a Payment

1. When the Make a Payment buon is selected a new

browser tab is opened and the Pay My Loan (PML)

page is displayed. Provided here is informaon on

what you can do in PML, and helpful informaon on

payments.

After Login

You can do the following:

1. Make an online payment by clicking on Make a

Payment buon.

2. View your acve loans in summary, and detailed

view by clicking on the down arrow to expand the

loan card.

3. View Loans Paid in Full by selecng this link.

4. Accounts Summary provides consolidated totals at

the account level for Total Payo, Interest Accrued

balances, Total Principal Balances, and Year to Date

Interest Paid on all loans.

5. Selecng the Interest Paid Statement buon will

go to a summarized printer- friendly year-to-date

statement which provides the amount of interest

paid on each loan for a selected calendar.

USER GUIDE FOR ACCESSING LOAN INFORMATION AND ONLINE PAYMENTS 3

fsa.usda.gov

Note: You must select a source of funds opon as the

Connue buon will remain disabled unl a selecon

is made.

4. Once the payment opon informaon is completed,

you must now select the applicable source of funds

being used to make this payment. As you select, the

view will be expanded, and addional informaon

will be displayed to explain how the payment

will be applied to your account; regular or extra.

Also explained is how the payment will either be

applied to your installment amount due or if it will

reduce the overall balance but will not impact the

installment amount due.

Note: You must select from the opons provided

as the Connue buon will remain disabled unl a

selecon is made.

3. Click on the corresponding Make Payment buon

for the loan you want to pay. This will bring you to

the Payment Opons where you will enter or select

how much you want to pay on the selected loan.

2. A list of acve loans will be displayed in the Select

Loan secon. The Select Loan secon displays all

your acve loans where payments can be made.

Loan informaon includes and is as of the date you

are logged in to PML:

 Loan number and type – Number assigned by

FSA and types include Operang credit, Farm

Ownership credit, Emergency credit, Soil and

Water credit.

 Next Installment Amount Due – This is the

installment balance remaining by the Next

Installment Due Date.

 Next Installment Due Date – This date tells you

when the installment is due based on your loan

repayment installment schedule.

 Total Payo Amount Due – This is the payo

amount calculated as of the current date displayed

in the disclaimer nocaon

 View Mulple Loans – If you have more than ve

(5) loans you’ll be able to quickly view and jump

between them.

USER GUIDE FOR ACCESSING LOAN INFORMATION AND ONLINE PAYMENTS 4

fsa.usda.gov

6. You will need to complete and conrm the

payment amount details and select your

payment method. For the payment amount

you can either pay the Total Current Amount

Due shown or pay a dierent amount. Note:

The Other Amount entered can’t exceed the

Total Current Amount Due shown; amount

entered must be less than that.

Select in the payment amount details, either

the full amount of the bill or enter a dierent

amount that does not exceed the total bill

amount.

Then select a payment method, either using

your Bank Account or a Debit Card. Click the

Connue buon to proceed to the next step.

Once a bill is selected the Make Payment buon is enabled

and you may proceed to the next step.

Informaon in the expanded view includes if this is an extra

or regular payment as well as the loan type:

5. PML will create a bill for the payment amount

you selected. On the next step you can view any

outstanding bills that exist for your account.

There is a Details link that corresponds to each

bill. Selecng this link expands the view of the bill

informaon.

Note: You must select a bill as the Connue buon will

remain disabled unl a selecon is made:

Once a selecon is made, the Connue buon becomes

enabled and you may proceed to the next step.

In this example the choice made lets you know that the funds being used to make this payment was from proceeds received

when the loan security was sold.

This will be applied as an extra payment on this loan and will not be applied against the installment amount due.

USER GUIDE FOR ACCESSING LOAN INFORMATION AND ONLINE PAYMENTS 5

fsa.usda.gov

If errors are detected an error message will be displayed

and the eld border will change from blue to red:

As elds are successfully completed the border color

changes from blue to green:

There is a selecon list for the Account Type:

Note the helpful informaon displayed to

indicate where to look on your check for the

locaon of the roung and account numbers.

Some things to note on this step:

7. Based on the payment method selected as Bank

Account, the next step is to enter your bank

account informaon. Complete all the required

elds on this page. Once completed, click the

Connue buon to proceed to the next step.

USER GUIDE FOR ACCESSING LOAN INFORMATION AND ONLINE PAYMENTS 6

fsa.usda.govUSDA is an equal opportunity provider, employer, and lender.

8. Once the payment is submied you will receive

conrmaon that the payment was successful and

be able to view and print your receipt. Select the

Click here link to view and print your receipt.

Select the Print buon to print your receipt. Once

completed you may close out the popup display.

You will be returned to the payment conrmaon

screen where you can select to pay another bill or

exit the process.

Click the Connue buon to submit the payment.

You are then required to review and conrm the summary of

payment informaon and agree to the Pay.gov authorizaon

and disclosure statement by marking the checkbox. If you don’t

agree to the authorizaon and disclosure, you will not be able to

proceed to submit your payment as the Connue buon will not

be enabled for selecon.

Once all required entries are completed, click the

Connue buon to proceed to the next step.